Medicare Part B

Medicare Part B: Medicare Insurance

Medicare Part B helps pay for a variety of medically necessary services. It includes doctor's visits, outpatient hospital or clinic care, laboratory tests and diagnostic screenings, and some skilled nursing care for the homebound. It also covers most doctor's services you receive as a hospital inpatient.
While Part B is voluntary, most people sign up for it when they enroll when they become eligible. Services covered include:
  • Doctor's visits including annual wellness exams
  • Ambulatory surgery services
  • Outpatient medical care
  • Some preventive care such as flu shots
  • Laboratory services (Blood tests, urinalysis, etc.)
  • X-rays, MRIs, CT scans, EKGs, and some other diagnostic tests
  • Some diagnostic screenings such as colorectal and prostate cancer screenings, and mammograms
  • Emergency room care
  • Skilled nursing care and health aide services for the home bound on a part-time or intermittent basis
  • Outpatient mental health care
  • A few prescription drugs administered by a doctor such as chemotherapy
Medicare Part B now covers an annual wellness exam plus additional preventive screenings at no cost to you.Services not covered:
  • Care for eyes, teeth, or hearing, except in limited situations
  • Care you receive outside of the United States, except in limited situations
  • Custodial care, or care that helps you with daily activities
Coverage limits
In general, Part B doesn't limit the number of services you can receive as long as they are medically necessary. However, there are limits on certain services. For example, there are limits on the amount Part B will pay per year for occupational and speech therapy. Some preventive care and screenings are only covered at specific intervals, such as a once a year flu shot.Part B offers the same benefits throughout the U.S., and does not limit you to a particular state or region where you can receive care.

Medicare Supplement
Medicare Advantage

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