The Affordable Care Act & Medicare

Obamacare and Medicare

Since the Affordable Care Act went into effect in 2014, you may be wondering how this affects your Medicare coverage. Here are a few things you need to know:
  • Your coverage is protected. Medicare isn't part of the Health Insurance Marketplace, so you don't need to replace your coverage. Whether you enrolled through original Medicare or a Medicare Advantage Plan, you'll still have the same benefits.
  • You get more preventive services at lower costs. Medicare now covers more preventive services such as mammograms and colonoscopies, without charging you for the Part B coinsurance or deductible. You get one free 'wellness' visit every year.
  • Your doctor gets more support. New initiatives support care coordination, which means your doctor may get additional resources to make sure your treatments are consistent.
  • The Affordable Care Act protects Medicare for years to come. The Medicare Trust fund will be extended to at least 2029 due to reduction in waste, fraud and abuse, and costs. This will provide you with future savings on your premiums and coinsurance.

Medicare Supplement
Medicare Advantage

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